of Highland Lakes formerly of Englewood Cliffs, died on Friday July 10, 2009 at the age of 51 yearsHe was a Financial Systems Analyst for I.B.M. for over 20 years.Ralph was a talented guitarist and vocalist and well known performer in Sussex County playing solo most recently at Krogh's in Sparta, The Village Square Inn in West Milford, and numerous open mic venues, including The Lakeside Cafe in Highland Lakes.  He was also the bass player and vocalist in the band "Timepiece" for the past 20 years most recently playing at The Wearhouse Grille in Lake Hopatcong.  When music wasn't taking up all of their time, Ralph and Pam loved spending time riding bikes in Barnegat, NJ and on LBI.  Ralph was also an avid hiker with the Highland Lakes hiking club and a member of the Bear Education and Resource Group.  He enjoyed nature and all of his many pets. Devoted son of Joseph and Jane Terraccino. Dearest brother of Joseph Terraccino and his wife Mary, Terri Quartarella and her husband Tommy, Keith Terraccino and Donna Terraccino. Cherished fiancé of Pamela J. Breunig. Ralph is also survived by several nieces, nephews, friends and close relatives.The Funeral on Thursday, July 16th, at 9:45 AM at the funeral home. Interment will follow at Maple Grove Park Cemetery, Hackensack. Visiting will be on Wednesday from 1 – 4 & 6 - 9 PM. In lieu of flowers, donations may be made to the Mt. Pleasant Animal Shelter, 194 Route 10 West, East Hanover, NJ 07936.